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Regular Pension


The Plan's normal retirement age is 62. A Member who has a vested benefit who retires at age 62 may receive a Regular Pension, i.e. a benefit that is not reduced in amount because the Member has chosen to take an Early Pension.

Outside of requiring that the Member is retiring and has a vested benefit, there are no additional requirements to qualify for a Regular Pension. Since there is no reduction for either a Regular Pension or Disability Pension, the amount of the Regular Pension, prior to any joint and survivor benefit options, is simply the number of credits multiplied by the applicable accrual rate(s).